With housing, the car is one of the most expensive, and at the same time unavoidable, of a home. It is therefore a decision that deserves to be carefully considered. The first question to be clear is what type of vehicle to buy: new or used?
It is a dilemma that we imagine essentially related to the budget problem, but not only. Both formulas offer advantages and disadvantages, the impact of which varies widely with the use that will be made of its acquisition.
The advantages, undeniable, purchase nine, are multiple: the vehicle is in perfect working order, and no defect or latent defect can spoil your joy because it is guaranteed by the manufacturer for at least two years mandatory. In addition, the choice of options and customization is in line with your expectations. An economic point in time and money, no technical control before four years. Finally, in the case of a resale, the operation is simplified and the demand strong since it will be a first hand.
It is the ideal project for the profiles who need or want a particular model, whether for personal taste or necessity. Professionals spending time on the road, for example, must be able to rest on a reliable car and perfectly guaranteed in case of glitch. Finally, demanding people who prefer the smell of new or self-purchase will be reassured to buy in the new.
The main interest of the occasion lies, of course, in its price. The budget is lower than for a new car, which allows to go upmarket and pay a nice model second hand at the same price as a more basic vehicle straight out of the factory.
Moreover, the second-hand market today has unsuspected virtues. There are very recent second hands that allow access to a property that has sometimes lost 30 to 40% of its value for just 3 or 4 years of service. In addition, the rates in terms of car insurance are devalued, which allows a comfortable economy. Finally, the strong offer in used cars has nothing to envy to the new: unless looking for a rare or very specific model, hard not to find happiness. What’s more, the delivery of the good is done much faster than for the new one.
To study the loan that will suit your purchase, new or used, consult Cashimogu advisers: they will help you finance your car project based on your repayment capacity and your budget. Also think about doing an auto credit simulation online! This will allow you to get all the necessary information from your loan: fixed monthly payments, fixed rate, total cost of credit, etc. Then, make a request for credit online, you will get a first answer in principle.